Retirement Gratuity (DCRG) Calculator
Select your Pay Level and dates of service — your Death‑cum‑Retirement Gratuity is calculated instantly, with the ₹25 lakh ceiling applied automatically.
| Qualifying Service | — |
| Completed Six‑Monthly Periods | — |
| Emoluments (Basic + DA) | ₹0 |
| Gratuity Before Ceiling | ₹0 |
| Gratuity Payable | ₹0 |
The uncapped figure exceeds the statutory ceiling — the amount shown has been capped at ₹25,00,000, as per the limit applicable once DA reaches 50% or above.
Retirement gratuity is ordinarily admissible only after completing 5 years of qualifying service.
Qualifying service and half‑yearly periods are computed using standard calendar‑month rules. Please cross‑check against your service book / PPO before relying on this for a formal claim.
Frequently asked questions
How is retirement gratuity (DCRG) calculated?
Gratuity = (Basic Pay + DA) × Completed Six‑Monthly Periods of Qualifying Service ÷ 4, subject to a maximum of 66 half‑yearly periods (33 years) and the statutory ceiling.
What is the maximum gratuity a central government employee can receive?
₹25 lakh, applicable once Dearness Allowance reaches 50% or above — DA has been above that threshold since mid‑2024, so ₹25 lakh is the ceiling that applies today. Below the 50% DA threshold the ceiling was ₹20 lakh.
Is retirement gratuity taxable?
Retirement gratuity received by a government employee is fully exempt from income tax under Section 10(10)(i) of the Income Tax Act, with no upper limit on the exemption for government servants.
Is there a minimum service requirement for gratuity?
Yes — retirement gratuity is ordinarily payable only after completing at least 5 years of qualifying service.
For related retirement benefit calculations, you may also use our 7th CPC Pension Calculator and Leave Encashment Calculator.